How Travel Money Cards Can Help You Avoid Sliding Into Debt

by - 11:59:00 AM

Traveling is a great way to explore new countries while enjoying a wide variety of cultures and new experiences. When you are planning a trip to any other country other than your native home, it is important to factor in the budget you have available to spend and the amount of money you plan to travel with during your trip. If you want to prevent yourself from sliding into debt and overspending while you are traveling, you can do so by utilizing travel money cards.

What is a Travel Money Card?

A travel money card is a card that is prepaid and ready to use wherever you plan to travel, regardless of whether you are planning to go out of the country or if you are traveling nearby. Travel money cards allow you to lock in currency exchange rates at the time of purchase so your money stays the same value regardless of where you travel and when.

It is often possible to check the balance of your travel money card from just about anywhere using your phone or even a computer with internet access, depending on the type of card you are using. The card can also be reloaded if you are interested in adding even more to your card while you are on vacation. Using a travel money card is safer and more secure than using cash and traditional credit cards, especially when you are traveling internationally.

Who Can Use a Travel Money Card?

Travel money cards are ideal for international travelers who want to avoid currency changes based on exchange rates while traveling on vacation or even on business. Using a travel money card is suitable for those who want to save time with handling their bank accounts and savings accounts while traveling by placing your money into one card at a time.

If your card is ever lost or stolen while you are traveling, it is possible to call your financial institution which issued the card to help with cancelling the card immediately to reissue you an entirely new one.

The Benefits of Travel Money Cards

When you use a travel money card, you can avoid overspending on travel expenses and even on purchasing tourist items and gifts for others. Travel money cards allow you to stay within any budget you have set to spend while you are traveling to avoid using personal checking and savings accounts along with traditional credit or debit cards of your own.

Travel money cards can also be reloaded to easily add more funds to your account while you are abroad, keeping you from taking out cash or risking spending too much on a personal credit card.

Using a travel money card can help you to enjoy your vacation regardless of where you are traveling while ensuring the rest of your money and personal banking information is kept safe at all times. Travel money cards can be purchased online from retailers such as and also where authorized merchants are capable of providing the cards based on the card type and where you are planning to travel. 

Written by Natalie Brooke

Natalie has travelled extensively in the past twelve months to over 30 countries. She uses cash passport cards from Travel Money Oz every time she travels to keep her travel money safe.  

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